Phone consultation
Book a time online and Garry will call you.
Book a phone call ↗MORTGAGE BROKING FOR CLIENTS ACROSS AUSTRALIA
Mortgage advice,
built around you.
Home loans, refinancing, investment finance and self-employed lending — personal guidance from Garry McWilliam, backed by more than 25 years of experience.
25+years of lending
experience
experience
✓ Speak directly with
your mortgage broker
your mortgage broker
✧ Personal, experienced service
⌂ Mortgage assistance Australia-wide
◉Phone, Zoom or in-person by arrangement
MEET YOUR WAY
Speak with Garry on your terms.
Start with a free 15-minute introductory consultation. Choose the option that suits you.
Zoom video consultation
Meet online from anywhere in Australia.
Book a Zoom call ↗In-person meeting
For a face-to-face appointment, please call to discuss a convenient time and location.
Call to arrange ↗WHAT WE HELP WITH
A lending solution
for your next chapter.
Every financial situation is different. We start with your goals, explain the options and help you navigate the lending process.
Buying a home
From first-home purchases to your next property, get guidance through borrowing options, pre-approval and settlement.
First-home buyer guide →Discuss your purchaseRefinancing
Review your existing loan and explore whether another structure, feature or lender could better suit your circumstances.
Review your home loanSelf-employed & complex
Variable income, business ownership or non-standard circumstances? Let's explore lenders and documentation options together.
Talk through your scenarioInvestment lending
Discuss investment property finance, loan structures and lending requirements as part of your broader property plans.
Discuss your investmentCommercial & business finance
Explore commercial property, business and asset finance enquiries and the lender requirements that may apply.
Explore business financeAlso looking at commercial or business finance? Ask us about your circumstances
WHY COASTAL
Less jargon.
More clarity.
Better conversations.
Your mortgage matters. So does having someone experienced to explain the choices and guide the process from your first conversation to settlement.
Start a conversation01
Experience that counts
Over 25 years in mortgage broking and lending — including complex and self-employed scenarios.
02
A real person to talk to
Work directly with Garry and get explanations in plain English, not a one-size-fits-all approach.
03
Advice around your needs
We consider your priorities, circumstances and the lending options available to you.
PERSONAL SERVICE, FROM START TO FINISH ✳
MEET YOUR BROKER
Hi, I'm Garry.
Let's talk lending.
I'm Garry McWilliam, the mortgage broker behind Coastal Mortgage Brokers. After more than 25 years in the industry, I know that no two borrowers — or properties — are quite the same.
My focus is on listening to your plans, helping you understand your choices and guiding you through the home loan process with clear, practical communication.
I assist clients across Australia, with phone and Zoom consultations available online and face-to-face meetings by arrangement where practical.
Get in touch with GarryTHE PROCESS
A clear way forward.
It starts with a simple conversation, not a stack of paperwork.
01
Let's talk
Tell us about your plans, questions and the features that matter most to you.
02
Explore your options
We review your circumstances and discuss suitable lending options and trade-offs.
03
Navigate the application
We'll guide the application and help you understand the next steps through to settlement.
NOT SURE WHERE TO START?
Tell us what you're
planning.
Different situations call for different conversations. Choose the one that sounds most like you.
Planning a property purchase?
Let's talk about your budget, deposit, borrowing needs and the home loan features important to you.
Enquire about buyingGOOD TO KNOW
Your questions,
answered.
Can't find what you're looking for? There's always time for a quick conversation.
Ask Garry a questionCan you help if I'm self-employed? +
Yes. Self-employed applications may involve different income documents, lender policies and loan options. We'll discuss your circumstances and what information may be required.
Can you help clients throughout Australia?+
Yes. Coastal assists borrowers across Australia, primarily by phone or Zoom. Face-to-face appointments are available by arrangement where practical.
Can we meet face-to-face? +
Yes. Most consultations are by phone or Zoom, but an in-person meeting may be arranged where practical. Please call 0405 193 042 to discuss a suitable location and time.
What happens at the first consultation? +
It's a free introductory call of about 15 minutes to understand your plans and decide on the most helpful next steps. You don't need to send sensitive financial documents through the website.
READY TO TALK?
Let's make your
next move.
Have a question about buying, refinancing or a more complex situation? Get in touch with Garry for a no-obligation introductory conversation.
FREE 15-MINUTE INTRODUCTORY CALL
Start with a conversation.
Tell us a little about what you're hoping to do, and we'll take it from there.
Choose phone or video ↗Book phone or Zoom online. Prefer to meet in person? Call 0405 193 042 to arrange a suitable time and location.
Not ready to book? Send a general enquiry →