01
Your deposit and costs
Discuss deposit size, lenders mortgage insurance, stamp duty and other upfront costs that may apply.
FIRST HOME BUYERS
Your first home.
A clearer way forward.
Buying your first property comes with big questions. Garry can help you understand deposit requirements, lending options and what happens from your first enquiry to settlement.
YOUR FIRST STEPS
Move forward with the right information
We explain the mortgage process in plain English, including the trade-offs and costs worth considering before making an offer.
02
Pre-approval and finance clauses
Understand what pre-approval does and does not guarantee, plus the importance of contract and finance conditions.
03
Potential first-home buyer support
Ask about eligible government grants, guarantees and concessions; criteria and availability vary by state and change over time.
FIRSTExperience over guesswork.
Every lending situation deserves a considered conversation.
A conversation before you commit.
Garry will consider your income, expenses and objectives before explaining suitable mortgage options. Independent legal and tax advice may also be appropriate.
- Work through estimated repayments and ongoing costs
- Discuss lender policy, features and deposits
- Understand the next steps before signing a contract
TAKE THE NEXT STEP
Let's talk about your plans.
Speak directly with Garry for a complimentary introductory consultation.